How Your Credit Score Impacts The Home Loan Process

Your credit score is very important any time you are applying for any kind of loan or line of credit. Financial institutions view your credit score as a representation of how you handle money and repay debt.

Published on October 22, 2018READ MORE
3 Things to Know Before Taking Out a Mortgage Loan

Most adults have the desire to buy a home and with that comes taking out a mortgage loan. And, while it is easy to get wrapped up in the excitement of buying a new home, it is important to understand the details of a mortgage.

Published on October 15, 2018READ MORE
Are Mortgage Rates Increasing Every Month?

If you have been following mortgage rates in the news it may seem like mortgage rates are just increasing every month. But, are they?

Published on October 8, 2018READ MORE
3 Reasons You Need a Realtor When Buying a Home

While there are many things that you can do own your own or ‘DIY’ – there are other things that are simply best left to trained professionals. It seems like there is a tutorial on the internet for everything today.

Published on August 27, 2018READ MORE
Buying a New Home Does Not Have to Be an Overwhelming Experience

Buying a new home is one of the most exciting things you can do but there are often other emotions involved as well. As happy and excited as you might be to purchase a new home, you may also be experiencing fear about the unknown and that can easily lead to feeling overwhelmed.

Published on August 20, 2018READ MORE
Difference Between Pre-Qualified and Pre-Approved for a Mortgage

Is Being Pre-Qualified & Pre-Approved for a Mortgage the Same Thing?
No! The terms ‘pre-qualified’ and ‘pre-approved’ are often used interchangeably and most people do not realize that there is actually a difference between the two. And, not only is there a difference but a significant one that could impact your home buying process.

Published on August 13, 2018READ MORE
Qualifying for a Large Mortgage Does Not Mean You Need to Spend That Amount

When you want to buy a new home you want to get the best home that you can afford. But, while you may be pre-approved for a certain mortgage amount, that does not mean that you can necessarily afford that amount or even want to spend that amount.

Published on August 6, 2018READ MORE
5 Things to Look for in a New Neighborhood

Once you have decided you are ready to be a homeowner, the next thing you need to decide is where you want to live. Within any given city are a number of neighborhoods and you need to determine which neighborhood is best for putting down some roots.

Published on July 30, 2018READ MORE
What Causes Mortgage Rates to Fluctuate

We all know that mortgage rates go up and down on a daily basis, but what causes them to do so? Mortgage rates may still be incredibly low when compared to historical mortgage rates, but will they go up? And, when? And, by how much? Who and/or what decides?

Published on July 23, 2018READ MORE
5 Things You Should Do Before Applying for a Mortgage

If you have decided you want to buy a home you know that tone of the next things you need to do is apply for a mortgage. It is important to be pre-approved so you can buy the home you want when you find it but also so that you know how much home you can afford.

Published on July 16, 2018READ MORE