Mortgage Loan Originator | NMLS# 1676398



Thinking of moving or do you just want to save money on your mortgage?


Are you confused and afraid when it comes to buying a home?


Has your lender ever…

  • Made you look bad in front of your customer.
  • Avoided or ignored your phone calls & emails.
  • Pre-approved a buyer that couldn’t close.



Days in a row our funds were at the closing table 1 day early


Pre-approved to closing ratio.

24 Days

We beat the national closing average by 24 days in November.

2.7 Days

On average, we were “Clear to Close” 2.7 days prior to the loan objection deadline in November!


My name is Sarah Ann Flannery and I am a Mortgage Loan Originator with Zenith Home Loans. I graduated from the University of Delaware and majored in Health and Exercise Science with a concentration in Health Promotion. While studying, I also played competitive softball and won a D3 national championship. Before becoming a loan officer, I was a physical therapy assistant, but I decided to change career paths in July of 2012.

When I chose to pursue a career in the mortgage industry, I began as a loan processor and worked my way up, holding nearly every possible job title there is. Because of this, I know the mortgage lending process backwards and forwards, which allows me to educate my clients and answer all questions throughout the course of a home loan. Now with over 6 years of experience, I specialize in bringing peace of mind to the home financing process.

My favorite part about being a mortgage consultant is solving each client’s unique financial puzzle to help them attain the goal of homeownership. It’s important to me to look at the long-term costs and impact, tailoring a solution for each person’s specific needs. No two loans are the same, which allows me to stay sharp and continuously hone my skills. Having the privilege of walking families through this process is truly humbling – for most, this is the largest purchase of their lives, and I make it my personal mission to transform the seemingly complicated into a simple, stress-free experience.

The key to that is keeping the lines of communication open. I pride myself on being accessible whenever my clients have questions and constantly staying in touch so there is never a doubt about the status of a loan. My team and I promise to close your loan On Time, Under Budget, with No Surprises, and we will keep you informed every step of the way.

When I’m not working, I enjoy playing slow pitch recreational softball, practicing yoga, playing golf, enjoying a multitude of local, craft beer, and seeking out all that Colorado has to offer. I recently went through the home-buying process myself, and am LOVING my new home in downtown Littleton.

I’m excited to connect with you and find out how I can go to work for you today!

Get Started Now

Get In Touch


10822 W. Toller Drive, Suite 120
Littleton, CO 80127



(720) 508-3107

(303) 312-1211